In my case, I sent $120 to a guy in Canada for a laptop. After 30 days and no shipment I filed a dispute with Paypal, the next day they received a fedex tracking number and closed the dispute. The next day following, I received a brick in the mail. Yes - a brick. This was the case I used in my claim in part of the class action.
From a previous story I did on Paypal in 2002:
I personally have had 3 losses resulting from Paypal. One I was able to recover $54.50. The other, I applied for a Cyno-sure insurance claim and was just approved two weeks back for reimbursement. It will only be $200 - I paid $303.76, but that's better than nothing. The other transaction I lost on, and well, I learned a lesson ... don't accept email offers. I sent $120 to a "Canadian" - no shipment received in 30 days - I filed a Paypal complaint - he typed in a tracking number - that appeased Paypal - I received a brick via FedEx. Yes folks, a brick!
That said, I have saved COUNTLESS amounts of time and money with the conveiniance of Paypal. I can also instantly refund money with little hassle. If you don't use Paypal, you're an idiot in my opinion.
My total losses from Paypal have been about $170.00 ... the settlement was obviously less than that with the difference going to lawyer's purses.
I wanted to provide a screenshot of the email so you wouldn't think it was a phishing scam.