Wednesday, June 01, 2005

Free is Free, But There Is A Fee ( free credit check )

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Today, Southern States were added to the national free credit reports ...

Voluntarily, credit reporting companies Experian, Equifax, Transunion agreed to make credit reports available to consumers on once-per-year basis via an online printable report.

Northeastern States will be the last to be able to check on their report by this fall.

Currently, anyone living in the South, West, or Midwest can go to https://www.annualcreditreport.com/cra/index.jsp to get their report.

This is NOT a scam, however, to actually get your credit score, you're going to have to pay $5.00. Your credit score is what banks use to measure what interest rate you will pay or if a loan can be approved in your name.

Still, it's nice to be able to see what's goin on with your credit. I was able to see one unfamiliar account - it was in the positive items though and closed two years back, so I left it undisputed.

I have 8 positives and 2 negatives. At the moment, I'm not in need of a loan, but it's nice to be reassured that I could get one based on the information I saw today.

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